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This is for anyone who wants to save money on the Winter Heat Bill. No mattter if you are a home owner or an apartment renter, you will be able to save some money on your heat bill by following some of the advice and tips in this eBook.

RealReturns calculates investment returns using the time value of money. Using the time value of money, RealReturns will tell you what rate of return your investments would have had to earn in a savings account to achieve the same results.

Personal finances made real simple: one single HTML file with Javascript smartness and CSS beauty. Reports, column sorting, recent months filter, regular expression filter, future transactions. Your data is saved at the end of the HTML file!

VoIP Can offer a significant savings for a small, medium or large office. Free enterprise grade VoIP PBX and web based fax solution. Extensive "movie walkthroughs" to step you through the installation and administration of the software.

SmartShopper helps you make better-informed shopping decisions by recognizing what you're looking to buy, scanning thousands of alternative e-commerce and travel vendors for other offers, and displaying them alongside any shopping or travel website.

FilePrint connects you directly to industrial-sized printers, giving you a wide range of advanced print and finishing options, but with huge savings.

AuctionSplash's advanced eBay tools are designed to make it easier for you to buy and sell on eBay. AuctionSplash brings eBay tools onto your desktop offering huge time savings and effeciency gains by linking to the eBay API.

Manage your checking accounts with this inexpensive tool. CheckBook 2.2 uses a simple interface to enter and balance your checking account transactions. A trial version can be used free for 30 days. Available for Windows 98, NT, Me, 2000, and XP.

Install the Coupon Codes toolbar to save money at online stores. Have quick access to all currently available coupon codes for discounts at hundreds of online stores.